Wealthos land landscape

    Get a clear view of your wealth

    See where you stand today, forecast where you're heading, confidently plan your financial future.

    All your accounts in one dashboard

    Secure European bank connections

    Bank-level security of your data

    Simulate life's big decisions

    Automatic currency conversion

    Your current wealthAccounts
    Timeline
    Monthly incomeIncome
    Monthly expensesExpenses
    Expected return on savings
    Monthly savings+2,900

    In Wealthos, these values come automatically from your added accounts, tracked income, expenses, and goals.

    Forecast

    Wealth in 10 years

    679k

    Total saved

    348k

    Earned interest

    +252k

    Financial clarity for your life

    You’re building something. A career, a business, a life.
    Your finances should help you move forward, not hold you back.

    Person climbing up stairs representing growing personal wealth

    You're growing

    You explore new opportunities. Your financial tools should keep up with your life.

    International traveler managing multi-currency finances

    You're international

    Your finances span multiple countries and need one place to come together.

    Achieving financial goals and dreaming big with wealth planning

    You dream big

    You need a forecast for your ambitious goals, not a guess.

    One number that matters

    Your total net worth, always up to date. No spreadsheets needed.

    Add all your accounts, see the total

    Overview of all accounts

    Keep track of all your personal accounts with regular updates on your total wealth.

    Integrations with European banks

    Safely connect to accounts from major European banks through secure, GDPR-compliant integration.

    Multi-currency magic

    Euro, pound, dollar, krone or something else. We handle the math. You see the total.

    Automatic or manual updates

    Prefer not to connect to your bank? You can manually add and update your account balances anytime.

    Main Checking Account
    Connected
    €15,740
    Investment Account
    Manual
    €10,250
    Savings Account
    Connected
    115,120 DKK
    Wise International Account
    Connected
    £3,410
    Revolut Business Account
    Manual
    $8,890
    Crypto Wallet
    Manual
    $4,860
    Your total wealth
    €58,410

    Securely connect your accounts

    Connect through Open Banking, the EU standard for secure financial data sharing.

    1

    Choose your bank

    Select your banks from over 3,000+ supported bank institutions across European Union.

    2

    Authorize securely

    You are requested to log into your bank to grant us access to selected account balances. We never see your login details.

    3

    See your total wealth

    Your account balances sync automatically. All currencies converted and all accounts combined into one clear total.

    Your accounts are protected (even from us)

    We connect to your bank to only access account balances. Your data are securily stored and encrypted. We cannot see your balances, it's only available to you.

    Secure and private data

    We're not able to make updates to your bank accounts or perform transactions. Your data are not shared, not sold to third parties, and not used for training.

    You have full control

    We do not have access to your bank login or personal details. You can remove access anytime in Wealthos or via your bank's website. Your data will be disconnected and permanently deleted.

    Prefer manual tracking?

    No problem! You can manually add and update your accounts. You get full functionality without bank connections.

    What comes in. What goes out. What's left

    Income, expenses, and your monthly surplus — tracked side by side.

    A clear view of your budget

    All income, in one place

    Track every income source with monthly and yearly totals automatically calculated across all categories.

    Expenses, organized by category

    Housing, transport, subscriptions, food. Know exactly where your money go and how your spending breaks down each month.

    Your savings rate, always current

    Income minus expenses, with your monthly surplus computed automatically.

    Monthly budget for March 2026

    Income+€6,000
    Salary · Freelance · Passive income
    Expenses−€3,100
    Housing · Food · Traveling · Subscriptions

    Expense breakdown

    Housing
    €1,300
    Traveling
    €750
    Food & Dining
    €450
    Transportation
    €350
    Insurance
    €150
    Subscriptions
    €100
    48% left to use
    €2,900

    Set goals. Track them automatically

    Set a target and track progress automatically as your wealth grows.

    Your goals

    House Down Payment
    67%
    €53,600 / €80,000Dec 2028
    Trip to Japan
    31%
    €3,450 / €11,000Dec 2026
    Emergency Fund
    89%
    €8,900 / €10,000Mar 2027

    Automatic progress updates

    Set a goal and track it based on your total wealth or individual accounts. See your progress grow as your wealth increases.

    Smart goal simulations

    Find out exactly how much to save each month. Our calculator shows you if your goal is realistic and what changes to make.

    Tracking based on financial accounts

    Connect your savings account to your vacation goal or your investment account to retirement. Progress updates happen automatically.

    Get personalized insights

    See if you're on track, behind, or ahead of schedule. Get tips on how to reach your goals faster or adjust timelines.

    What happens when life changes?

    See how a new job, a move, or rising costs reshape your financial future.

    Simulator of life scenarios

    20262027202820292030203120322033203420352036€ 0€ 150K€ 300K€ 450K€ 600K
    • Total Balance
    • Contribution
    • Interest Return
    • Expenses
    Starting balance€50,000
    Monthly savings€2,600
    Expected annual return7%
    Monthly expenses€1,500
    Wealth in 2036€424,473

    Model real life, not just numbers

    Promotions, big purchases, rising costs — simulate life decisions and see their impact.

    Compare paths side by side

    Switch between simulated scenarios to see how different choices stack up.

    Built from your real data

    Simulations are prepared based on your actual accounts, income, expenses, and goals.

    Talk to your money

    Ask questions, update accounts, and simulate life scenarios — all in conversation.

    What’s my wealth?

    Your total wealth is €49,600 across 7 accounts. That’s up 8.3% this month.

    Save for a down payment on a house in 3 years

    Done! I’ve created your House Down Payment goal.

    House Down Payment
    €49,600 / €90,000

    You’re already 55% there. Save €1,550/mo to reach your target on time.

    Am I on track for my vacation goal?

    You’re 31% there. At your current pace, you’ll hit the target 2 months early. Keep it up!

    Ask anything about your finances...

    Ask anything about your money

    Get answers based on your actual accounts and balances. It knows your finances, and it knows you.

    Does the work for you

    Connect banks, update balances, set up goals, run simulations — just say the word. You talk, it works.

    Remembers everything

    Your wealth, accounts, goals, and preferences are always in context. No need to repeat yourself.

    Privately yours

    Conversations are encrypted and stored securely. Never used for AI training, never shared with third parties.

    Encrypted at rest

    Your data stays yours. Never used for AI training.

    Define what matters to you

    Describe a financial metric in plain language and watch it appear on your dashboard.

    You describe

    monthly income minus monthly expenses, multiplied by 12

    Your dashboard shows
    Annual Net Savings
    €34,800
    (income.monthly − expenses.monthly) × 12
    Savings rate
    43.7%
    Runway
    16
    months

    Plain language formulas

    No spreadsheet skills needed. Just describe what you want to track and your AI assistant builds the formula.

    Always up to date

    Metrics update automatically as your income, expenses, and account balances change. No manual recalculation.

    Fully customizable

    Make changes when needed. Your AI assistant re-interprets it instantly.

    Simple, transparent pricing

    Everything included — choose monthly or save with annual.

    €4per month

    No commitment. Cancel anytime.

    €40per year
    20% off

    7-day free trial.

    Payments are securely handled byStripe

    Everything you need included

    Connections to your European bank accounts
    Real-time balance updates
    Automatic multi-currency conversion
    Income and expense tracking
    Financial goal setting and tracking
    Wealth forecasting and what-if simulations
    Personal AI financial assistant
    Your own wealth metrics with AI-powered formulas
    Bank-level security & privacy of your data
    GDPR-compliant, EU-based data storage